Staff in the Securities and Exchange Commission’s Divisions of Investment Management and Corporation Finance issued guidance addressing certain questions regarding the application of the federal securities laws to pooled employer plans (PEPs), which help…

The Securities and Exchange Commission today proposed rule and form amendments that would give public companies the option of filing semiannual reports in lieu of quarterly reports to meet their interim reporting obligations under the federal securities…

PRESS RELEASE | MAY 5, 2026 FDIC Issues List of Banks Examined for CRA Compliance WASHINGTON – The Federal Deposit Insurance Corporation (FDIC) today issued its list of state nonmember banks recently evaluated for compliance with the Community Reinvestment Act (CRA). The list covers evaluation ratings that the FDIC assigned to institutions in February 2026.   The CRA is a 1977 law that requires the FDIC to assess a bank’s record of meeting the credit needs of its entire community, including those of low- and moderate-income neighborhoods, consistent with safe and sound operations. As part of the Financial Institutions Reform, Recovery, and Enforcement Act of 1989 (FIRREA), Congress mandated the public disclosure of an evaluation and rating for each bank or thrift that undergoes a CRA examination on or after July 1, 1990.   You may obtain a consolidated list of all state nonmember banks whose evaluations have been made publicly available since July 1, 1990, including the rating for each bank, or obtain a hard copy from FDIC's Public Information Center, 3501 Fairfax Drive, Room E-1002, Arlington, VA 22226 (877-275-3342 or 703-562-2200).   A copy of an individual bank's CRA evaluation is available directly from the bank, which is required by law to make the material available upon request, or from the FDIC's Public Information Center. ATTACHMENTS: May 2026 List of Banks Examined for CRA Compliance Monthly List of Banks Examined for CRA Compliance # # # MEDIA CONTACT: MediaRequests@fdic.gov The FDIC does not send unsolicited email. If this publication has reached you in error, or if you no longer wish to receive this service, please unsubscribe. CONNECT WITH US

On March 17, 2026, the SEC and CFTC did something the crypto industry had been begging for since Bitcoin's early days: they told us what's what. Interpretive Release No. 33-11412 — 68 pages of it — lays out the first formal taxonomy for classifying digital assets under US federal law. Five categories. Clear jurisdictional lines. After a decade of regulation-by-enforcement, the agencies finally drew a map.

PRESS RELEASE | MAY 1, 2026 Anchor Bank Assumes Insured Deposits of Community Bank and Trust - West Georgia, LaGrange, Georgia WASHINGTON—Community Bank and Trust - West Georgia of LaGrange, Georgia was closed today by the Georgia Department of Banking and Finance, which appointed the Federal Deposit Insurance Corporation (FDIC) as receiver. The FDIC entered into an agreement with Anchor Bank of Palm Beach Gardens, Florida to assume substantially all insured deposits and acquire certain assets of Community Bank and Trust - West Georgia.   The three branches of Community Bank and Trust - West Georgia will reopen as branches of Anchor Bank during its normal business hours on Monday, May 4, 2026. Depositors of Community Bank and Trust - West Georgia will automatically become depositors of Anchor Bank. The deposits assumed by Anchor Bank will continue to be insured by the FDIC, so there is no need for customers to change their banking relationship.   Customers of Community Bank and Trust - West Georgia will have immediate access to their insured deposits. Over the weekend, they can access their deposits by writing checks or using ATM or debit cards. Checks drawn on the bank will continue to be processed. Loan customers should continue to make their payments as usual.   As of December 31, 2025, Community Bank and Trust - West Georgia reported total assets of $288 million and total deposits of $268 million. Approximately $27 million of the deposits exceeded FDIC insurance limits; this amount is likely to change once the FDIC obtains additional information. The FDIC may make payments to uninsured depositors (i.e. provide an “advanced dividend”) at a later date based on the recoveries from the sale of the retained failed bank’s assets and will provide additional information as it becomes available.   Customers with accounts in excess of $250,000 should contact the FDIC toll-free at 1-866-314-1744 to set up an appointment to discuss their deposits. This phone number will be operational this evening until 9:00 p.m., Eastern Time (ET); on Saturday from 9:00 a.m. to 6:00 p.m., ET; on Sunday from noon to 4:00 p.m., ET; and from Monday onward, from 9:00 a.m. to 5:00 p.m., ET.   Any customers with questions may call the toll-free number above or visit the FDIC’s website.  Beginning Monday, depositors of Community Bank & Trust - West Georgia may also visit the FDIC’s webpage “Is My Account Fully Insured?” to review the insurance coverage on their accounts.   The FDIC estimates that the failure will cost its Deposit Insurance Fund approximately $97 million. The estimate is expected to change over time as retained assets are sold.   Community Bank and Trust - West Georgia is the second bank to fail in the nation this year. # # # MEDIA CONTACT: MediaRequests@fdic.gov     The FDIC does not send unsolicited email. If this publication has reached you in error, or if you no longer wish to receive this service, please unsubscribe. CONNECT WITH US

PRESS RELEASE | MAY 1, 2026 Agencies Issue Host State Loan-to-Deposit Ratios WASHINGTON—Federal bank regulatory agencies today jointly issued updated host state loan-to-deposit ratios, as required by law. Each ratio compares the total loans in a state to total deposits in the state for all banks that are legally operating in that state. These ratios replace those issued in May 2025.   By law, a bank is generally prohibited from establishing or acquiring branches outside of its home state primarily for the purpose of acquiring additional deposits. This prohibition seeks to ensure that interstate bank branches will not take deposits from a community without the bank also reasonably helping to meet the credit needs of that community.   The updated ratios, including additional information on how they are used to evaluate compliance with the requirements, are available here. # # # MEDIA CONTACTS: Federal Deposit Insurance Corporation Julianne Fisher Breitbeil (202) 340-2043   Federal Reserve Board Chelsea Grate (202) 452-2955   Office of the Comptroller of the Currency Monica McCoy (202) 649-6870 The FDIC does not send unsolicited email. If this publication has reached you in error, or if you no longer wish to receive this service, please unsubscribe. CONNECT WITH US

Agencies issue host state loan-to-deposit ratios

The Securities and Exchange Commission today announced that Jason Burt, Deputy Director of the Division of Enforcement (Specialized Units), will depart the agency on May 1, 2026, after more than 22 years of public service.“Jason’s exceptional leadership…

In Germany, the regulatory test is not whether a firm has employee trading rules on paper, but whether it can prove that those rules worked when it mattered. Under the EU Market Abuse Regulation (MAR) — specifically Articles 17, 18, and 19 — and the supervisory expectations of  Germany's Federal Financial Supervisory Authority, the Bundesanstalt für Finanzdienstleistungsaufsicht, (BaFin) , personal account dealing, insider controls, and management of communications records must operate as a single, auditable chain of evidence. This is not just a record‑keeping requirement. It is a control validation requirement.

FinCEN published a proposed rule to reform anti-money laundering and countering the financing of terrorism program requirements for financial institutions under the Bank Secrecy Act. Continue Reading