On Oct. 29, 2025, the Consumer Financial Protection Bureau (CFPB) withdrew its proposed rule that would have required certain nonbank financial companies subject to its supervisory jurisdiction to submit annual reports about their use of terms and conditions that attempt to waive or limit consumer rights and protectio...

Federal Reserve Board issues enforcement actions with Belt Valley Bank and The Halstead Bank

Federal Reserve Board finalizes changes to its supervisory rating framework for large bank holding companies

Regulator’s findings emphasise the need for sound risk management, appropriate group structuring, and prudent use of debt. By Becky Critchley, Ella McGinn, and Charlotte Collins On 31 October 2025, the FCA published the findings from its multi-firm review of consolidation in the financial advice and wealth management sector. The FCA warns that, while consolidation in...

When the first iPhone launched in 2007, it redefined mobile communication. Today, Apple dominates the global smartphone market. According to Statista, as of 2025, there are approximately 1.56 billion active iPhone users worldwide. And iMessage — Apple’s native messaging service — is the default way those users communicate on iPhone devices.  The real challenge this raises for compliance isn’t preventing iMessage use — it’s enabling it safely with complete regulatory oversight.

Federal Reserve Board announces termination of enforcement actions with Riverbend Financial Corporation, Northwest Bancorporation of Illinois, Inc., and First Citizens Bank of Butte

PRESS RELEASE | NOVEMBER 3, 2025 FDIC Issues List of Banks Examined for CRA Compliance WASHINGTON - The Federal Deposit Insurance Corporation (FDIC) today issued its list of state nonmember banks recently evaluated for compliance with the Community Reinvestment Act (CRA).  The list covers evaluation ratings that the FDIC assigned to institutions in August 2025. The CRA is a 1977 law that requires the FDIC to assess a bank’s record of meeting the credit needs of its entire community, including those of low- and moderate-income neighborhoods, consistent with safe and sound operations.  As part of the Financial Institutions Reform, Recovery, and Enforcement Act of 1989 (FIRREA), Congress mandated the public disclosure of an evaluation and rating for each bank or thrift that undergoes a CRA examination on or after July 1, 1990. You may obtain a consolidated list of all state nonmember banks whose evaluations have been made publicly available since July 1, 1990, including the rating for each bank, or obtain a hard copy from FDIC's Public Information Center, 3501 Fairfax Drive, Room E-1002, Arlington, VA 22226 (877-275-3342 or 703-562-2200). A copy of an individual bank's CRA evaluation is available directly from the bank, which is required by law to make the material available upon request, or from the FDIC's Public Information Center. ATTACHMENTS: November 2025 List of Banks Examined for CRA Compliance Monthly List of Banks Examined for CRA Compliance # # # MEDIA CONTACT: MediaRequests@fdic.gov     The FDIC does not send unsolicited email. If this publication has reached you in error, or if you no longer wish to receive this service, please unsubscribe. CONNECT WITH US

Federal Reserve Board announces approval of application by First Security Bank

The Securities and Exchange Commission today issued an order granting temporary exemptive relief from certain compliance dates adopted under Regulation NMS: Minimum Pricing Increments, Access Fees and Transparency of Better Priced Orders as follows:…

PRESS RELEASE | OCTOBER 31, 2025 FDIC Publishes Enforcement Orders for September 2025 WASHINGTON - The Federal Deposit Insurance Corporation (FDIC) today published a list of orders of administrative enforcement actions taken against banks and individuals in September 2025. There are no administrative hearings scheduled for November 2025. Orders of Prohibition from Further Participation: Century Bank, Lucedale, Mississippi First Community Bank of Cullman, Cullman, Alabama Goppert State Service Bank, Garnett, Kansas Truist Bank, Charlotte, North Carolina Combined Order of Prohibition from Furth Participation and Order to Pay Truist Bank, Charlotte, North Carolina Orders Terminating Consent Orders: Liberty Bank, Inc., Salt Lake City, Utah SouthEast Bank, Farragut, Tennessee Orders of Termination of Insurance: Boston Trust Walden Company, Boston Massachusetts Community First Bank, Kennewick, Washington First State Bank of the Southeast, Inc., Middlesboro, Kentucky SaviBank, Burlington, Washington Adjudicated Decisions and Orders: Branch Banking and Trust Company, Charlotte, North Carolina Truist Bank, Charlotte, North Carolina September 2025 Enforcement Decisions and Orders # # # MEDIA CONTACT: MediaRequests@fdic.gov     The FDIC does not send unsolicited email. If this publication has reached you in error, or if you no longer wish to receive this service, please unsubscribe. CONNECT WITH US